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Long Term and Short Term Protect provide Income Protection cover up to 70% of your earnings when you become sick or injured. Both policies have flexible features and cover is tailored to your specific needs.

Key features include:

  • Regular replacement income during sickness or accident

  • Covers you specifically for the job you do

  • Pays up to 70% of your annual taxable income

  • Pays directly into your bank account every week

  • No limit to the number of claims allowed (see Terms and Conditions)

  • Maximum retirement age of 70

  • Right to vote and attend our AGM

Protect policy information including the Policy Summary and Terms and Conditions is available for download below.

Please note

Protect is an advised policy which means it can only be purchased with the advice from a Financial Adviser. If you are interested in purchasing a policy you can find a Financial Adviser in your area on