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We're a mutual Society and putting our members first is our number one priority. We have no shareholders to pay which allows us to focus purely on our members' needs.

Insured membership includes:

  • Sickness benefits
  • Right to vote and attend our AGM
  • BF Care*
  • Career break option
  • Mutual Benefits*

Other membership benefits include (varies with policy):

  • Loans
  • Long Term Investment
  • Rehabilitation and Proportionate Benefit
  • Mutual Benefits*



BF Care

BF Care is a package of discretionary benefits available to all insured British Friendly members and is automatically included as part of your policy at no extra cost. BF Care benefits provide you with additional financial support when life-altering events occur such as the death of a loved-one or returning to work after a long-term claim.

To find out more about how BF Care can help you, please click here.



Mutual Benefits

Mutual Benefits is an annual discretionary loyalty programme available to all members who are aged 18 or over, up-to-date with premium payments and living in the UK! Better yet, signing up is free and only takes a moment. This is just one of the ways we are returning value back to our members, bringing your membership to life whether you claim or not. 

For more information, download our Mutual Benefits brochure here and  terms and conditions here.



Member Photoshoot

As a mutual, we are committed to serving our members, who are at the heart of everything we do! This is exactly why each year we hold a member photoshoot, allowing our members to volunteer and represent the British Friendly brand. Volunteers will be invited to a photoshoot with all expenses covered!  Your photos will be used online on our website & social media pages and in our marketing literature.

To apply for this year’s member photoshoot, simply download the application form. Once completed please email the form to

All successful applicants will be contacted within 7 days after the closing date.



Confirm your Marketing Preferences

From 25th May 2018 under the GDPR regulation, if you have not confirmed your marketing preferences or have responded ‘no’ to receiving marketing communications then we will be unable to contact you regarding information about new products, services and special offers provided by British Friendly.

To confirm your marketing preferences, simply complete the online form by clicking here, call us on 01234 358344 or email